Environmental Impairment Liability

AIG offers innovative environmental insurance products to help clients manage and mitigate their risk exposures in a continually evolving landscape.

Why Choose AIG for Environmental Insurance?

Environmental liabilities present a growing risk to businesses due to heightened public scrutiny and changing environmental regulations. With one of the largest pollution claims units in the country, AIG is skilled at addressing these changing market needs. We bring technical expertise, global claims data, fraud trend analysis and deep knowledge around new exposures to effectively reduce and help manage our environmental clients’ risk factors.

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The AIG Advantage

Where We Can Help

AIG provides Environmental insurance for a wide range of industries and utilities from small single-scale operations to multinationals.

Appetite and Sweet Spots

Environmental Expertise

Our specialised, dedicated UK team has deep expertise in multinational, construction, real estate, energy and more. The UK team has the added benefit of being able to draw on our international network of over 30 underwriters across more than 20 countries.

Claims Excellence

Our clients and brokers are supported by a dedicated Environmental claims team. Experts in their field, they can handle all types of claims, from the smallest through to the most complex and major risks.

Multinational Capabilities

We have tremendous multinational expertise in our UK Environmental team and decades of experience in providing fully compliant global Environmental programmes for clients through our worldwide network.

Environmental Crisis Containment

Professional PR consultancy services are included at no extra cost with all Environmental policies. Vital in helping protect a clients’ reputation in the event of a crisis that could have a negative financial impact.

AIG Environmental Solutions

Manufacturers, distributors, fixed facility owners, and related organisations can secure versatile pollution insurance programs through AIG that help mitigate risk in an evolving legal landscape.

EnviroPro UK covers liabilities for contamination, pollution, environmental damage and much more. Unlike commercial insurance policies, EnviroPro UK includes losses from gradual pollution releases and biodiversity damage. It covers liabilities under Environmental Law such as damage to water, land, protected species and natural habitats, including primary, complementary and compensatory remediation.

Clean-Up Costs
Biodiversity Damage
Business interruption Expense
Third party bodily injury and property damage
Legal costs
Third Party Nuisance Claims
Transportation

AIG’s Contractors Pollution Liability insurance offers substantial protection to contractors, site owners and developers against pollution releases. This cover applies to both sudden and accidental releases, as well as gradual releases – whether they result from new pollution conditions or the worsening of pre-existing pollution conditions. This cover is available worldwide and can be tailored to meet individual needs.

Contractor operations cover
Clean-up costs
Biodiversity Damage
Third party bodily injury and property damage
Legal costs
Nuisance claims

AIG Pollution Legal Liability insurance covers the provisions of the Environmental Damage Regulation (EDR) 2009, including liability for damage to biodiversity and complementary and compensatory remediation resulting from the covered operations. This policy is designed to be tailored to a specific business; it’s particularly valuable in property and company transactions or other situations where pre-existing pollution liabilities might arise.